Salary & tax calculators

This section exists because Indian salary and tax questions rarely have a single, simple answer. What you actually take home depends on how your employer structures your CTC. Whether the old or new tax regime is better depends on your specific deductions, not a general rule. Whether your HRA is fully exempt depends on a formula almost nobody remembers correctly, and whether your city even counts as a metro for that formula. Five calculators here handle these questions directly, using your real numbers rather than a generic example.

Each one updates live as you type — there's no Calculate button anywhere on this site, because there's no reason to make you wait for arithmetic. Start with whichever number you already know: your CTC, your income, your rent, or your basic salary. Every calculator opens with exactly one visible input, with everything else — regime, age, state, employer type — tucked behind a single "Adjust assumptions" link, editable the moment a default doesn't match your actual situation.

The tax engine behind all five is the same one, built once and shared: the same slab tables, the same 87A rebate and marginal relief logic, the same surcharge thresholds. If you compare two calculators and the numbers don't reconcile, that's a bug worth reporting — they're not five different implementations that happened to agree.

Below the calculators, two guides go deeper on specific rules that are easy to get wrong: the full FY 2026-27 slab structure for both regimes, and exactly which cities count as metros for HRA purposes (fewer than most people assume). Everything here reflects FY 2026-27 rates, verified against official sources — see the "last verified" line on each page.

None of these tools ask for your name, your PAN, or any identifying detail — they don't need one, since every calculation happens in your browser and nothing you type is sent anywhere. That's true of every tool on this site, not just the salary section, and it's the whole reason the calculators can update instantly as you type instead of round-tripping to a server.

If you're not sure where to start, the CTC calculator is the most complete picture for anyone evaluating a job offer or trying to understand their existing payslip — it covers salary structure, provident fund, professional tax, and income tax together in one place. If you already know your income and just want the tax number, the income tax calculator is faster. And if you're deciding between regimes specifically, the comparison tool answers that one question directly rather than requiring you to run two calculators and subtract them yourself.